{"id":339254,"date":"2025-11-06T10:57:49","date_gmt":"2025-11-06T10:57:49","guid":{"rendered":"https:\/\/www.paymeindia.in\/blog\/?p=339254"},"modified":"2025-11-06T11:49:02","modified_gmt":"2025-11-06T11:49:02","slug":"does-loan-rejection-affect-credit-score","status":"publish","type":"post","link":"https:\/\/www.paymeindia.in\/blog\/hi\/does-loan-rejection-affect-credit-score\/","title":{"rendered":"\u0915\u094d\u092f\u093e \u0932\u094b\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0938\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u092a\u0930 \u0905\u0938\u0930 \u092a\u0921\u093c\u0924\u093e \u0939\u0948?"},"content":{"rendered":"\n<p>\u091c\u092c \u0915\u093f\u0938\u0940 \u092c\u0948\u0902\u0915 \u092f\u093e \u0932\u0947\u0902\u0921\u0930 \u0906\u092a\u0915\u093e \u0932\u094b\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0915\u0930 \u0926\u0947\u0924\u093e \u0939\u0948, \u0924\u094b \u0928\u093f\u0930\u093e\u0936\u093e \u0939\u094b\u0928\u093e \u0938\u094d\u0935\u093e\u092d\u093e\u0935\u093f\u0915 \u0939\u0948 \u2014 \u0916\u093e\u0938\u0915\u0930 \u0924\u092c \u091c\u092c \u0906\u092a\u0915\u094b \u092a\u0948\u0938\u094b\u0902 \u0915\u0940 \u0924\u0941\u0930\u0902\u0924 \u091c\u093c\u0930\u0942\u0930\u0924 \u0939\u094b\u0964 \u0910\u0938\u0947 \u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0938\u0935\u093e\u0932 \u092f\u0939\u0940 \u0939\u094b\u0924\u093e \u0939\u0948: \u0915\u094d\u092f\u093e \u0932\u094b\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0938\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u092a\u0930 \u0905\u0938\u0930 \u092a\u0921\u093c\u0924\u093e \u0939\u0948?<\/p>\n\n\n\n<p>\u0928\u0939\u0940\u0902, \u0932\u094b\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0938\u0947 \u0906\u092a\u0915\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0938\u0940\u0927\u0947 \u0924\u094c\u0930 \u092a\u0930 \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e\u0964 \u0932\u0947\u0915\u093f\u0928 \u091c\u093f\u0928 \u0915\u093e\u0930\u0923\u094b\u0902 \u0938\u0947 \u0932\u094b\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u0941\u0906 \u2014 \u091c\u0948\u0938\u0947 \u0915\u092e CIBIL \u0938\u094d\u0915\u094b\u0930, \u092c\u093e\u0930-\u092c\u093e\u0930 \u0932\u094b\u0928 \u0905\u092a\u094d\u0932\u093e\u0908 \u0915\u0930\u0928\u093e, \u092f\u093e \u0916\u0930\u093e\u092c \u0930\u0940\u092a\u0947\u092e\u0947\u0902\u091f \u0939\u093f\u0938\u094d\u091f\u094d\u0930\u0940 \u2014 \u0935\u0947 \u0906\u092a\u0915\u0940 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0939\u0947\u0932\u094d\u0925 \u0915\u094b \u0928\u0941\u0915\u0938\u093e\u0928 \u092a\u0939\u0941\u0901\u091a\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p>\u0907\u0938 \u092c\u094d\u0932\u0949\u0917 \u092e\u0947\u0902 \u0939\u092e \u0938\u092e\u091d\u0947\u0902\u0917\u0947 \u0915\u093f \u0932\u094b\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0915\u0947 \u092c\u093e\u0926 \u0906\u092a\u0915\u0947 CIBIL \u0938\u094d\u0915\u094b\u0930 \u092a\u0930 \u0915\u094d\u092f\u093e \u0905\u0938\u0930 \u0939\u094b\u0924\u093e \u0939\u0948, \u0915\u093f\u0928 \u0917\u0932\u0924\u093f\u092f\u094b\u0902 \u0938\u0947 \u092c\u091a\u0928\u093e \u091a\u093e\u0939\u093f\u090f, \u0914\u0930 \u0915\u0948\u0938\u0947 PayMe \u0915\u093e Credit Assist \u0906\u092a\u0915\u0940 \u092e\u0926\u0926 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948 \u0938\u094d\u0915\u094b\u0930 \u0938\u0941\u0927\u093e\u0930\u0928\u0947 \u0914\u0930 \u0905\u0917\u0932\u0940 \u092c\u093e\u0930 \u0932\u094b\u0928 \u0905\u092a\u094d\u0930\u0942\u0935\u0932 \u092a\u093e\u0928\u0947 \u092e\u0947\u0902\u0964<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.paymeindia.in\/blog\/hi\/does-loan-rejection-affect-credit-score\/#%e0%a4%95%e0%a5%8d%e0%a4%af%e0%a4%be-%e0%a4%b2%e0%a5%8b%e0%a4%a8-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%b6%e0%a4%a8-%e0%a4%b8%e0%a5%80%e0%a4%a7%e0%a5%87-%e0%a4%a4%e0%a5%8c%e0%a4%b0-%e0%a4%aa%e0%a4%b0-%e0%a4%95%e0%a5%8d%e0%a4%b0%e0%a5%87%e0%a4%a1%e0%a4%bf%e0%a4%9f-%e0%a4%b8%e0%a5%8d%e0%a4%95%e0%a5%8b%e0%a4%b0-%e0%a4%95%e0%a5%8b-%e0%a4%aa%e0%a5%8d%e0%a4%b0%e0%a4%ad%e0%a4%be%e0%a4%b5%e0%a4%bf%e0%a4%a4-%e0%a4%95%e0%a4%b0%e0%a4%a4%e0%a4%be-%e0%a4%b9%e0%a5%88\" >\u0915\u094d\u092f\u093e \u0932\u094b\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0938\u0940\u0927\u0947 \u0924\u094c\u0930 \u092a\u0930 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.paymeindia.in\/blog\/hi\/does-loan-rejection-affect-credit-score\/#%e0%a4%b2%e0%a5%8b%e0%a4%a8-%e0%a4%85%e0%a4%aa%e0%a5%8d%e0%a4%b2%e0%a4%bf%e0%a4%95%e0%a5%87%e0%a4%b6%e0%a4%a8-%e0%a4%94%e0%a4%b0-%e0%a4%b2%e0%a5%8b%e0%a4%a8-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%b6%e0%a4%a8-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%85%e0%a4%82%e0%a4%a4%e0%a4%b0\" >\u0932\u094b\u0928 \u0905\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928 \u0914\u0930 \u0932\u094b\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u092e\u0947\u0902 \u0905\u0902\u0924\u0930<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.paymeindia.in\/blog\/hi\/does-loan-rejection-affect-credit-score\/#%e0%a4%95%e0%a5%8d%e0%a4%b0%e0%a5%87%e0%a4%a1%e0%a4%bf%e0%a4%9f-%e0%a4%ac%e0%a5%8d%e0%a4%af%e0%a5%82%e0%a4%b0%e0%a5%8b-%e0%a4%95%e0%a5%88%e0%a4%b8%e0%a5%87-%e0%a4%b8%e0%a5%8d%e0%a4%95%e0%a5%8b%e0%a4%b0-%e0%a4%a4%e0%a4%af-%e0%a4%95%e0%a4%b0%e0%a4%a4%e0%a5%87-%e0%a4%b9%e0%a5%88%e0%a4%82\" >\u0915\u094d\u0930\u0947\u0921\u093f\u091f \u092c\u094d\u092f\u0942\u0930\u094b \u0915\u0948\u0938\u0947 \u0938\u094d\u0915\u094b\u0930 \u0924\u092f \u0915\u0930\u0924\u0947 \u0939\u0948\u0902?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.paymeindia.in\/blog\/hi\/does-loan-rejection-affect-credit-score\/#%e0%a4%85%e0%a4%b8%e0%a4%b2-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%95%e0%a5%8d%e0%a4%af%e0%a4%be-%e0%a4%9a%e0%a5%80%e0%a4%9c%e0%a5%87%e0%a4%82-%e0%a4%86%e0%a4%aa%e0%a4%95%e0%a5%87-%e0%a4%95%e0%a5%8d%e0%a4%b0%e0%a5%87%e0%a4%a1%e0%a4%bf%e0%a4%9f-%e0%a4%b8%e0%a5%8d%e0%a4%95%e0%a5%8b%e0%a4%b0-%e0%a4%95%e0%a5%8b-%e0%a4%aa%e0%a5%8d%e0%a4%b0%e0%a4%ad%e0%a4%be%e0%a4%b5%e0%a4%bf%e0%a4%a4-%e0%a4%95%e0%a4%b0%e0%a4%a4%e0%a5%80-%e0%a4%b9%e0%a5%88%e0%a4%82\" >\u0905\u0938\u0932 \u092e\u0947\u0902 \u0915\u094d\u092f\u093e \u091a\u0940\u091c\u0947\u0902 \u0906\u092a\u0915\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.paymeindia.in\/blog\/hi\/does-loan-rejection-affect-credit-score\/#%e0%a4%b2%e0%a5%8b%e0%a4%a8-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%b6%e0%a4%a8-%e0%a4%95%e0%a5%87-%e0%a4%86%e0%a4%ae-%e0%a4%95%e0%a4%be%e0%a4%b0%e0%a4%a3\" >\u0932\u094b\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0915\u0947 \u0906\u092e \u0915\u093e\u0930\u0923<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.paymeindia.in\/blog\/hi\/does-loan-rejection-affect-credit-score\/#%e0%a4%95%e0%a5%8d%e0%a4%af%e0%a4%be-%e0%a4%b2%e0%a5%8b%e0%a4%a8-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%b6%e0%a4%a8-cibil-%e0%a4%b0%e0%a4%bf%e0%a4%aa%e0%a5%8b%e0%a4%b0%e0%a5%8d%e0%a4%9f-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%a6%e0%a4%bf%e0%a4%96%e0%a4%a4%e0%a4%be-%e0%a4%b9%e0%a5%88\" >\u0915\u094d\u092f\u093e \u0932\u094b\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 CIBIL \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u092e\u0947\u0902 \u0926\u093f\u0916\u0924\u093e \u0939\u0948?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.paymeindia.in\/blog\/hi\/does-loan-rejection-affect-credit-score\/#%e0%a4%95%e0%a4%bf%e0%a4%a4%e0%a4%a8%e0%a5%80-%e0%a4%ac%e0%a4%be%e0%a4%b0-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%b6%e0%a4%a8-%e0%a4%b9%e0%a5%8b%e0%a4%a8%e0%a5%87-%e0%a4%aa%e0%a4%b0-%e0%a4%85%e0%a4%b8%e0%a4%b0-%e0%a4%aa%e0%a4%a1%e0%a4%bc-%e0%a4%b8%e0%a4%95%e0%a4%a4%e0%a4%be-%e0%a4%b9%e0%a5%88\" >\u0915\u093f\u0924\u0928\u0940 \u092c\u093e\u0930 \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0939\u094b\u0928\u0947 \u092a\u0930 \u0905\u0938\u0930 \u092a\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.paymeindia.in\/blog\/hi\/does-loan-rejection-affect-credit-score\/#%e0%a4%b2%e0%a5%8b%e0%a4%a8-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%b6%e0%a4%a8-%e0%a4%95%e0%a5%87-%e0%a4%ac%e0%a4%be%e0%a4%a6-%e0%a4%95%e0%a5%8d%e0%a4%af%e0%a4%be-%e0%a4%95%e0%a4%b0%e0%a5%87%e0%a4%82\" >\u0932\u094b\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0915\u0947 \u092c\u093e\u0926 \u0915\u094d\u092f\u093e \u0915\u0930\u0947\u0902?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.paymeindia.in\/blog\/hi\/does-loan-rejection-affect-credit-score\/#%e0%a4%ad%e0%a4%b5%e0%a4%bf%e0%a4%b7%e0%a5%8d%e0%a4%af-%e0%a4%95%e0%a5%87-%e0%a4%b2%e0%a4%bf%e0%a4%8f-%e0%a4%95%e0%a5%8d%e0%a4%b0%e0%a5%87%e0%a4%a1%e0%a4%bf%e0%a4%9f-%e0%a4%b8%e0%a5%8d%e0%a4%95%e0%a5%8b%e0%a4%b0-%e0%a4%95%e0%a5%88%e0%a4%b8%e0%a5%87-%e0%a4%b8%e0%a5%81%e0%a4%a7%e0%a4%be%e0%a4%b0%e0%a5%87%e0%a4%82\" >\u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0915\u0948\u0938\u0947 \u0938\u0941\u0927\u093e\u0930\u0947\u0902?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.paymeindia.in\/blog\/hi\/does-loan-rejection-affect-credit-score\/#faq\" >FAQ<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.paymeindia.in\/blog\/hi\/does-loan-rejection-affect-credit-score\/#%e0%a4%a8%e0%a4%bf%e0%a4%b7%e0%a5%8d%e0%a4%95%e0%a4%b0%e0%a5%8d%e0%a4%b7-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%b6%e0%a4%a8-%e0%a4%85%e0%a4%82%e0%a4%a4-%e0%a4%a8%e0%a4%b9%e0%a5%80%e0%a4%82-%e0%a4%8f%e0%a4%95-%e0%a4%b8%e0%a5%80%e0%a4%96-%e0%a4%b9%e0%a5%88\" >\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937: \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0905\u0902\u0924 \u0928\u0939\u0940\u0902, \u090f\u0915 \u0938\u0940\u0916 \u0939\u0948<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading has-medium-font-size\"><span class=\"ez-toc-section\" id=\"%e0%a4%95%e0%a5%8d%e0%a4%af%e0%a4%be-%e0%a4%b2%e0%a5%8b%e0%a4%a8-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%b6%e0%a4%a8-%e0%a4%b8%e0%a5%80%e0%a4%a7%e0%a5%87-%e0%a4%a4%e0%a5%8c%e0%a4%b0-%e0%a4%aa%e0%a4%b0-%e0%a4%95%e0%a5%8d%e0%a4%b0%e0%a5%87%e0%a4%a1%e0%a4%bf%e0%a4%9f-%e0%a4%b8%e0%a5%8d%e0%a4%95%e0%a5%8b%e0%a4%b0-%e0%a4%95%e0%a5%8b-%e0%a4%aa%e0%a5%8d%e0%a4%b0%e0%a4%ad%e0%a4%be%e0%a4%b5%e0%a4%bf%e0%a4%a4-%e0%a4%95%e0%a4%b0%e0%a4%a4%e0%a4%be-%e0%a4%b9%e0%a5%88\"><\/span>\u0915\u094d\u092f\u093e \u0932\u094b\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0938\u0940\u0927\u0947 \u0924\u094c\u0930 \u092a\u0930 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0928\u0939\u0940\u0902\u0964 \u091c\u092c \u0906\u092a\u0915\u093e \u0932\u094b\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b\u0924\u093e \u0939\u0948, \u0924\u094b \u092f\u0939 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u092c\u094d\u092f\u0942\u0930\u094b (\u091c\u0948\u0938\u0947 CIBIL, Experian, \u092f\u093e Equifax) \u0915\u094b \u0928\u0939\u0940\u0902 \u092d\u0947\u091c\u0940 \u091c\u093e\u0924\u0940\u0964<br>\u0932\u0947\u0915\u093f\u0928 \u091c\u092c \u0906\u092a \u0932\u094b\u0928 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0947\u0926\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0932\u0947\u0902\u0921\u0930 \u0906\u092a\u0915\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u092a\u0930 \u090f\u0915 \u201c\u0939\u093e\u0930\u094d\u0921 \u0907\u0902\u0915\u094d\u0935\u093e\u092f\u0930\u0940\u201d \u0915\u0930\u0924\u093e \u0939\u0948, \u091c\u094b \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u092e\u0947\u0902 \u0926\u0930\u094d\u091c \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u0905\u0917\u0930 \u0906\u092a \u092c\u093e\u0930-\u092c\u093e\u0930 \u092f\u093e \u0915\u092e \u0938\u092e\u092f \u092e\u0947\u0902 \u0915\u0908 \u091c\u0917\u0939 \u0932\u094b\u0928 \u0915\u0947 \u0932\u093f\u090f \u0905\u092a\u094d\u0932\u093e\u0908 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u092f\u0939 \u0907\u0902\u0915\u094d\u0935\u093e\u092f\u0930\u0940 \u0906\u092a\u0915\u0947 \u0938\u094d\u0915\u094b\u0930 \u0915\u094b \u0925\u094b\u0921\u093c\u093e \u0915\u092e \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u0907\u0938\u0932\u093f\u090f \u0928\u0941\u0915\u0938\u093e\u0928 \u0932\u094b\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0938\u0947 \u0928\u0939\u0940\u0902, \u092c\u0932\u094d\u0915\u093f \u0932\u094b\u0928 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928 \u0915\u0940 \u092c\u093e\u0930\u0902\u092c\u093e\u0930\u0924\u093e \u0938\u0947 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><span class=\"ez-toc-section\" id=\"%e0%a4%b2%e0%a5%8b%e0%a4%a8-%e0%a4%85%e0%a4%aa%e0%a5%8d%e0%a4%b2%e0%a4%bf%e0%a4%95%e0%a5%87%e0%a4%b6%e0%a4%a8-%e0%a4%94%e0%a4%b0-%e0%a4%b2%e0%a5%8b%e0%a4%a8-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%b6%e0%a4%a8-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%85%e0%a4%82%e0%a4%a4%e0%a4%b0\"><\/span>\u0932\u094b\u0928 \u0905\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928 \u0914\u0930 \u0932\u094b\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u092e\u0947\u0902 \u0905\u0902\u0924\u0930<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u0938\u094d\u091f\u0947\u091c<\/th><th>\u0915\u094d\u092f\u093e \u0939\u094b\u0924\u093e \u0939\u0948<\/th><th>\u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u092a\u0930 \u0905\u0938\u0930<\/th><\/tr><\/thead><tbody><tr><td>\u0932\u094b\u0928 \u0905\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928<\/td><td>\u0932\u0947\u0902\u0921\u0930 \u0906\u092a\u0915\u0947 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u092a\u0930 \u0939\u093e\u0930\u094d\u0921 \u0907\u0902\u0915\u094d\u0935\u093e\u092f\u0930\u0940 \u0915\u0930\u0924\u093e \u0939\u0948<\/td><td>\u0939\u0932\u094d\u0915\u0940 \u0917\u093f\u0930\u093e\u0935\u091f (2\u20135 \u092a\u0949\u0907\u0902\u091f\u094d\u0938)<\/td><\/tr><tr><td>\u0932\u094b\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928<\/td><td>\u0932\u0947\u0902\u0921\u0930 \u0906\u092a\u0915\u093e \u0906\u0935\u0947\u0926\u0928 \u0905\u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930\u0924\u093e \u0939\u0948<\/td><td>\u0915\u094b\u0908 \u0938\u0940\u0927\u093e \u0905\u0938\u0930 \u0928\u0939\u0940\u0902<\/td><\/tr><tr><td>\u092c\u093e\u0930-\u092c\u093e\u0930 \u0906\u0935\u0947\u0926\u0928<\/td><td>\u0915\u0908 \u0932\u0947\u0902\u0921\u0930\u094d\u0938 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u091a\u0947\u0915 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902<\/td><td>\u092c\u0921\u093c\u093e \u0928\u0947\u0917\u0947\u091f\u093f\u0935 \u0907\u092b\u0947\u0915\u094d\u091f<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\"><span class=\"ez-toc-section\" id=\"%e0%a4%95%e0%a5%8d%e0%a4%b0%e0%a5%87%e0%a4%a1%e0%a4%bf%e0%a4%9f-%e0%a4%ac%e0%a5%8d%e0%a4%af%e0%a5%82%e0%a4%b0%e0%a5%8b-%e0%a4%95%e0%a5%88%e0%a4%b8%e0%a5%87-%e0%a4%b8%e0%a5%8d%e0%a4%95%e0%a5%8b%e0%a4%b0-%e0%a4%a4%e0%a4%af-%e0%a4%95%e0%a4%b0%e0%a4%a4%e0%a5%87-%e0%a4%b9%e0%a5%88%e0%a4%82\"><\/span>\u0915\u094d\u0930\u0947\u0921\u093f\u091f \u092c\u094d\u092f\u0942\u0930\u094b \u0915\u0948\u0938\u0947 \u0938\u094d\u0915\u094b\u0930 \u0924\u092f \u0915\u0930\u0924\u0947 \u0939\u0948\u0902?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0915\u0908 \u092b\u0948\u0915\u094d\u091f\u0930\u094d\u0938 \u092a\u0930 \u0906\u0927\u093e\u0930\u093f\u0924 \u0939\u094b\u0924\u093e \u0939\u0948:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u092a\u0947\u092e\u0947\u0902\u091f \u0939\u093f\u0938\u094d\u091f\u094d\u0930\u0940 (35%) \u2013 \u0938\u092e\u092f \u092a\u0930 EMI \u0914\u0930 \u092c\u093f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928\u0964<\/li>\n\n\n\n<li>\u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0909\u092a\u092f\u094b\u0917 (30%) \u2013 \u0909\u092a\u0932\u092c\u094d\u0927 \u0932\u093f\u092e\u093f\u091f \u0915\u093e \u0915\u093f\u0924\u0928\u093e \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0909\u092a\u092f\u094b\u0917 \u0915\u093f\u092f\u093e \u091c\u093e \u0930\u0939\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u0915\u094d\u0930\u0947\u0921\u093f\u091f \u090f\u091c (15%) \u2013 \u0906\u092a\u0915\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093f\u0924\u0928\u093e \u092a\u0941\u0930\u093e\u0928\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u0915\u094d\u0930\u0947\u0921\u093f\u091f \u092e\u093f\u0915\u094d\u0938 (10%) \u2013 \u0938\u093f\u0915\u094d\u092f\u094b\u0930\u094d\u0921 \u0914\u0930 \u0905\u0928\u0938\u093f\u0915\u094d\u092f\u094b\u0930\u094d\u0921 \u0932\u094b\u0928 \u0915\u093e \u0938\u0902\u0924\u0941\u0932\u0928\u0964<\/li>\n\n\n\n<li>\u0928\u0908 \u0907\u0902\u0915\u094d\u0935\u093e\u092f\u0930\u093f\u092f\u093e\u0901 (10%) \u2013 \u0939\u093e\u0932 \u0915\u0947 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0902\u0938 \u0915\u0940 \u0938\u0902\u0916\u094d\u092f\u093e\u0964<\/li>\n<\/ul>\n\n\n\n<p>\u0932\u094b\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0907\u0928\u092e\u0947\u0902 \u0938\u0947 \u0915\u093f\u0938\u0940 \u092b\u0948\u0915\u094d\u091f\u0930 \u092e\u0947\u0902 \u0928\u0939\u0940\u0902 \u0906\u0924\u093e, \u0932\u0947\u0915\u093f\u0928 \u0932\u094b\u0928 \u0907\u0902\u0915\u094d\u0935\u093e\u092f\u0930\u0940 \u0906\u0924\u0940 \u0939\u0948 \u2014 \u0907\u0938\u0932\u093f\u090f \u0905\u0938\u0930 \u0935\u0939\u0940\u0902 \u0938\u0947 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><span class=\"ez-toc-section\" id=\"%e0%a4%85%e0%a4%b8%e0%a4%b2-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%95%e0%a5%8d%e0%a4%af%e0%a4%be-%e0%a4%9a%e0%a5%80%e0%a4%9c%e0%a5%87%e0%a4%82-%e0%a4%86%e0%a4%aa%e0%a4%95%e0%a5%87-%e0%a4%95%e0%a5%8d%e0%a4%b0%e0%a5%87%e0%a4%a1%e0%a4%bf%e0%a4%9f-%e0%a4%b8%e0%a5%8d%e0%a4%95%e0%a5%8b%e0%a4%b0-%e0%a4%95%e0%a5%8b-%e0%a4%aa%e0%a5%8d%e0%a4%b0%e0%a4%ad%e0%a4%be%e0%a4%b5%e0%a4%bf%e0%a4%a4-%e0%a4%95%e0%a4%b0%e0%a4%a4%e0%a5%80-%e0%a4%b9%e0%a5%88%e0%a4%82\"><\/span>\u0905\u0938\u0932 \u092e\u0947\u0902 \u0915\u094d\u092f\u093e \u091a\u0940\u091c\u0947\u0902 \u0906\u092a\u0915\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u0939\u093e\u0930\u094d\u0921 \u0907\u0902\u0915\u094d\u0935\u093e\u092f\u0930\u0940\u091c\u093c<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0939\u0930 \u092c\u093e\u0930 \u091c\u092c \u0906\u092a \u0928\u092f\u093e \u0932\u094b\u0928 \u092f\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0905\u092a\u094d\u0932\u093e\u0908 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0932\u0947\u0902\u0921\u0930 \u0939\u093e\u0930\u094d\u0921 \u0907\u0902\u0915\u094d\u0935\u093e\u092f\u0930\u0940 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u092c\u0939\u0941\u0924 \u091c\u093c\u094d\u092f\u093e\u0926\u093e \u0907\u0902\u0915\u094d\u0935\u093e\u092f\u0930\u0940\u091c\u093c \u0906\u092a\u0915\u0947 \u0938\u094d\u0915\u094b\u0930 \u0915\u094b \u0915\u0941\u091b \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u0924\u0915 \u0918\u091f\u093e \u0938\u0915\u0924\u0940 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>\u092c\u093e\u0930-\u092c\u093e\u0930 \u0932\u094b\u0928 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0915\u092e \u0938\u092e\u092f \u092e\u0947\u0902 \u0915\u0908 \u091c\u0917\u0939 \u0932\u094b\u0928 \u0905\u092a\u094d\u0932\u093e\u0908 \u0915\u0930\u0928\u093e \u201c\u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0939\u0902\u0917\u0930\u0940\u201d \u0935\u094d\u092f\u0935\u0939\u093e\u0930 \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0932\u0947\u0902\u0921\u0930\u094d\u0938 \u0938\u0924\u0930\u094d\u0915 \u0939\u094b \u091c\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li>PayMe \u091c\u0948\u0938\u0947 \u092a\u094d\u0932\u0947\u091f\u092b\u093c\u0949\u0930\u094d\u092e \u092a\u0930 \u0906\u092a \u092c\u093f\u0928\u093e \u0938\u094d\u0915\u094b\u0930 \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u093f\u090f \u0905\u092a\u0928\u0940 \u090f\u0932\u093f\u091c\u093f\u092c\u093f\u0932\u093f\u091f\u0940 \u091a\u0947\u0915 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u2014 \u0907\u0938\u0947 \u0915\u0939\u0924\u0947 \u0939\u0948\u0902 \u0938\u0949\u092b\u094d\u091f \u0907\u0902\u0915\u094d\u0935\u093e\u092f\u0930\u0940, \u091c\u094b \u0906\u092a\u0915\u0947 \u0938\u094d\u0915\u094b\u0930 \u0915\u094b \u0928\u0941\u0915\u0938\u093e\u0928 \u0928\u0939\u0940\u0902 \u092a\u0939\u0941\u0901\u091a\u093e\u0924\u0940\u0964 \u092e\u093f\u0938\u094d\u0921 EMIs, \u0932\u0947\u091f \u092a\u0947\u092e\u0947\u0902\u091f \u092f\u093e \u0921\u093f\u092b\u0949\u0932\u094d\u091f\u094d\u0938 \u0906\u092a\u0915\u0947 \u0938\u094d\u0915\u094b\u0930 \u0915\u094b \u0938\u092c\u0938\u0947 \u091c\u093c\u094d\u092f\u093e\u0926\u093e \u0928\u0941\u0915\u0938\u093e\u0928 \u092a\u0939\u0941\u0901\u091a\u093e\u0924\u0947 \u0939\u0948\u0902\u0964 \u0910\u0938\u0947 \u092e\u093e\u092e\u0932\u094b\u0902 \u092e\u0947\u0902 PayMe \u0915\u093e Credit Assist \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u092e\u0926\u0926\u0917\u093e\u0930 \u0938\u093e\u092c\u093f\u0924 \u0939\u094b\u0924\u093e \u0939\u0948 \u2014 \u092f\u0939 \u0906\u092a\u0915\u0940 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u090f\u0928\u093e\u0932\u093e\u0907\u091c\u093c \u0915\u0930 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0938\u0932\u093e\u0939 \u0926\u0947\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>\u0930\u0940\u092a\u0947\u092e\u0947\u0902\u091f \u0939\u093f\u0938\u094d\u091f\u094d\u0930\u0940<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u092e\u093f\u0938\u094d\u0921 EMIs, \u0932\u0947\u091f \u092a\u0947\u092e\u0947\u0902\u091f \u092f\u093e \u0921\u093f\u092b\u0949\u0932\u094d\u091f\u094d\u0938 \u0906\u092a\u0915\u0947 \u0938\u094d\u0915\u094b\u0930 \u0915\u094b \u0938\u092c\u0938\u0947 \u091c\u093c\u094d\u092f\u093e\u0926\u093e \u0928\u0941\u0915\u0938\u093e\u0928 \u092a\u0939\u0941\u0901\u091a\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li>\u0910\u0938\u0947 \u092e\u093e\u092e\u0932\u094b\u0902 \u092e\u0947\u0902 PayMe \u0915\u093e Credit Assist \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u092e\u0926\u0926\u0917\u093e\u0930 \u0938\u093e\u092c\u093f\u0924 \u0939\u094b\u0924\u093e \u0939\u0948 \u2014 \u092f\u0939 \u0906\u092a\u0915\u0940 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u090f\u0928\u093e\u0932\u093e\u0907\u091c\u093c \u0915\u0930 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0938\u0932\u093e\u0939 \u0926\u0947\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><span class=\"ez-toc-section\" id=\"%e0%a4%b2%e0%a5%8b%e0%a4%a8-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%b6%e0%a4%a8-%e0%a4%95%e0%a5%87-%e0%a4%86%e0%a4%ae-%e0%a4%95%e0%a4%be%e0%a4%b0%e0%a4%a3\"><\/span>\u0932\u094b\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0915\u0947 \u0906\u092e \u0915\u093e\u0930\u0923<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0932\u094b CIBIL \u0938\u094d\u0915\u094b\u0930: 650 \u0938\u0947 \u0915\u092e \u0938\u094d\u0915\u094b\u0930 \u092a\u0930 \u0932\u094b\u0928 \u092e\u093f\u0932\u0928\u093e \u0915\u0920\u093f\u0928 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u091c\u093c\u094d\u092f\u093e\u0926\u093e \u0915\u0930\u094d\u091c\u093c \u092f\u093e EMI \u0932\u094b\u0921: \u0939\u093e\u0908 \u0921\u0947\u092c\u094d\u091f-\u091f\u0942-\u0907\u0928\u0915\u092e \u0930\u0947\u0936\u094d\u092f\u094b\u0964<\/li>\n\n\n\n<li>\u0905\u0927\u0942\u0930\u0947 \u0921\u0949\u0915\u094d\u092f\u0942\u092e\u0947\u0902\u091f\u094d\u0938: KYC, \u092c\u0948\u0902\u0915 \u0938\u094d\u091f\u0947\u091f\u092e\u0947\u0902\u091f \u092f\u093e \u0907\u0928\u0915\u092e \u092a\u094d\u0930\u0942\u092b \u0915\u0940 \u0915\u092e\u0940\u0964<\/li>\n\n\n\n<li>\u0905\u0928\u0938\u094d\u091f\u0947\u092c\u0932 \u091c\u0949\u092c: \u092c\u093e\u0930-\u092c\u093e\u0930 \u0928\u094c\u0915\u0930\u0940 \u092c\u0926\u0932\u0928\u093e \u092f\u093e \u0905\u0928\u093f\u092f\u092e\u093f\u0924 \u0907\u0928\u0915\u092e\u0964<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\"><span class=\"ez-toc-section\" id=\"%e0%a4%95%e0%a5%8d%e0%a4%af%e0%a4%be-%e0%a4%b2%e0%a5%8b%e0%a4%a8-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%b6%e0%a4%a8-cibil-%e0%a4%b0%e0%a4%bf%e0%a4%aa%e0%a5%8b%e0%a4%b0%e0%a5%8d%e0%a4%9f-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%a6%e0%a4%bf%e0%a4%96%e0%a4%a4%e0%a4%be-%e0%a4%b9%e0%a5%88\"><\/span>\u0915\u094d\u092f\u093e \u0932\u094b\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 CIBIL \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u092e\u0947\u0902 \u0926\u093f\u0916\u0924\u093e \u0939\u0948?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u0928\u0939\u0940\u0902\u0964 \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u092e\u0947\u0902 \u0926\u0930\u094d\u091c \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e\u0964 \u0932\u0947\u0915\u093f\u0928 \u0915\u0908 \u0939\u093e\u0930\u094d\u0921 \u0907\u0902\u0915\u094d\u0935\u093e\u092f\u0930\u093f\u092f\u093e\u0901 \u0926\u093f\u0916\u0928\u0947 \u092a\u0930 \u0932\u0947\u0902\u0921\u0930\u094d\u0938 \u092f\u0939 \u092e\u093e\u0928 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0906\u092a\u0915\u0947 \u092a\u093f\u091b\u0932\u0947 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u0941\u090f \u0925\u0947\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\"><span class=\"ez-toc-section\" id=\"%e0%a4%95%e0%a4%bf%e0%a4%a4%e0%a4%a8%e0%a5%80-%e0%a4%ac%e0%a4%be%e0%a4%b0-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%b6%e0%a4%a8-%e0%a4%b9%e0%a5%8b%e0%a4%a8%e0%a5%87-%e0%a4%aa%e0%a4%b0-%e0%a4%85%e0%a4%b8%e0%a4%b0-%e0%a4%aa%e0%a4%a1%e0%a4%bc-%e0%a4%b8%e0%a4%95%e0%a4%a4%e0%a4%be-%e0%a4%b9%e0%a5%88\"><\/span>\u0915\u093f\u0924\u0928\u0940 \u092c\u093e\u0930 \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0939\u094b\u0928\u0947 \u092a\u0930 \u0905\u0938\u0930 \u092a\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u0905\u0917\u0930 \u0906\u092a\u0915\u093e \u0932\u094b\u0928 \u0938\u093e\u0932 \u092e\u0947\u0902 3\u20134 \u092c\u093e\u0930 \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b\u0924\u093e \u0939\u0948, \u0924\u094b \u092f\u0939 \u0932\u0947\u0902\u0921\u0930\u094d\u0938 \u0915\u094b \u0939\u093e\u0908-\u0930\u093f\u0938\u094d\u0915 \u0938\u093f\u0917\u094d\u0928\u0932 \u0926\u0947\u0924\u093e \u0939\u0948\u0964<br>\u0939\u0930 \u0907\u0902\u0915\u094d\u0935\u093e\u092f\u0930\u0940 2\u20135 \u092a\u0949\u0907\u0902\u091f \u0918\u091f\u093e \u0938\u0915\u0924\u0940 \u0939\u0948, \u0914\u0930 \u092c\u093e\u0930-\u092c\u093e\u0930 \u0906\u0935\u0947\u0926\u0928 \u0915\u0930\u0928\u0947 \u0938\u0947 \u0938\u094d\u0915\u094b\u0930 20\u201330 \u092a\u0949\u0907\u0902\u091f \u0924\u0915 \u0917\u093f\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><span class=\"ez-toc-section\" id=\"%e0%a4%b2%e0%a5%8b%e0%a4%a8-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%b6%e0%a4%a8-%e0%a4%95%e0%a5%87-%e0%a4%ac%e0%a4%be%e0%a4%a6-%e0%a4%95%e0%a5%8d%e0%a4%af%e0%a4%be-%e0%a4%95%e0%a4%b0%e0%a5%87%e0%a4%82\"><\/span>\u0932\u094b\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0915\u0947 \u092c\u093e\u0926 \u0915\u094d\u092f\u093e \u0915\u0930\u0947\u0902?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>CIBIL \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u091a\u0947\u0915 \u0915\u0930\u0947\u0902: \u0915\u093f\u0938\u0940 \u0917\u0932\u0924\u0940 \u092f\u093e \u0917\u0932\u0924 \u090f\u0902\u091f\u094d\u0930\u0940 \u0915\u094b \u0938\u0941\u0927\u093e\u0930\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u092a\u0947\u0902\u0921\u093f\u0902\u0917 \u0921\u094d\u092f\u0942\u091c \u0915\u094d\u0932\u093f\u092f\u0930 \u0915\u0930\u0947\u0902: EMI \u092f\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u092c\u0915\u093e\u092f\u093e \u0924\u0941\u0930\u0902\u0924 \u092d\u0930\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u0926\u094b\u092c\u093e\u0930\u093e \u0905\u092a\u094d\u0932\u093e\u0908 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u091c\u0932\u094d\u0926\u092c\u093e\u091c\u093c\u0940 \u0928 \u0915\u0930\u0947\u0902: 3\u20136 \u092e\u0939\u0940\u0928\u0947 \u092c\u093e\u0926 \u0939\u0940 \u0906\u0935\u0947\u0926\u0928 \u0915\u0930\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u0938\u093f\u0915\u094d\u092f\u094b\u0930\u094d\u0921 \u0932\u094b\u0928 \u092a\u0930 \u0935\u093f\u091a\u093e\u0930 \u0915\u0930\u0947\u0902: \u0917\u094b\u0932\u094d\u0921 \u0932\u094b\u0928 \u092f\u093e Loan Against Mutual Funds \u0938\u0947 \u0936\u0941\u0930\u0941\u0906\u0924 \u0915\u0930\u0947\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<p>PayMe \u0910\u0938\u0947 \u0938\u093f\u0915\u094d\u092f\u094b\u0930\u094d\u0921 \u092a\u094d\u0930\u094b\u0921\u0915\u094d\u091f\u094d\u0938 \u092d\u0940 \u0911\u092b\u0930 \u0915\u0930\u0924\u093e \u0939\u0948 \u091c\u094b \u0932\u094b \u0938\u094d\u0915\u094b\u0930 \u0935\u093e\u0932\u0947 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092e\u0926\u0926\u0917\u093e\u0930 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><span class=\"ez-toc-section\" id=\"%e0%a4%ad%e0%a4%b5%e0%a4%bf%e0%a4%b7%e0%a5%8d%e0%a4%af-%e0%a4%95%e0%a5%87-%e0%a4%b2%e0%a4%bf%e0%a4%8f-%e0%a4%95%e0%a5%8d%e0%a4%b0%e0%a5%87%e0%a4%a1%e0%a4%bf%e0%a4%9f-%e0%a4%b8%e0%a5%8d%e0%a4%95%e0%a5%8b%e0%a4%b0-%e0%a4%95%e0%a5%88%e0%a4%b8%e0%a5%87-%e0%a4%b8%e0%a5%81%e0%a4%a7%e0%a4%be%e0%a4%b0%e0%a5%87%e0%a4%82\"><\/span>\u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0915\u0948\u0938\u0947 \u0938\u0941\u0927\u093e\u0930\u0947\u0902?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0932\u093f\u092e\u093f\u091f \u0915\u093e 30% \u0938\u0947 \u0915\u092e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u0938\u092e\u092f \u092a\u0930 EMI \u0914\u0930 \u092c\u093f\u0932 \u092a\u0947\u092e\u0947\u0902\u091f \u0915\u0930\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u0905\u0928\u093e\u0935\u0936\u094d\u092f\u0915 \u0932\u094b\u0928 \u0928 \u0932\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u092a\u0941\u0930\u093e\u0928\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u090f\u0915\u094d\u091f\u093f\u0935 \u0930\u0916\u0947\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"faq\"><\/span>FAQ<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>\u0915\u094d\u092f\u093e \u092c\u0948\u0902\u0915 \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0938\u0947 \u0938\u094d\u0915\u094b\u0930 \u0918\u091f\u0924\u093e \u0939\u0948?<\/strong><br>\u0928\u0939\u0940\u0902, \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0938\u0947 \u0928\u0939\u0940\u0902, \u092c\u0932\u094d\u0915\u093f \u0932\u094b\u0928 \u0907\u0902\u0915\u094d\u0935\u093e\u092f\u0930\u0940 \u0938\u0947 \u0939\u0932\u094d\u0915\u093e \u0905\u0938\u0930 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p><strong>\u0915\u094d\u092f\u093e \u092e\u0948\u0902 \u0926\u094b\u092c\u093e\u0930\u093e \u0905\u092a\u094d\u0932\u093e\u0908 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0942\u0901?<\/strong><br>\u0939\u093e\u0901, \u0932\u0947\u0915\u093f\u0928 \u092a\u0939\u0932\u0947 \u0905\u092a\u0928\u0947 \u0938\u094d\u0915\u094b\u0930 \u0914\u0930 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u0915\u094b \u0938\u0941\u0927\u093e\u0930 \u0932\u0947\u0902\u0964<\/p>\n\n\n\n<p><strong>\u0926\u094b\u092c\u093e\u0930\u093e \u0905\u092a\u094d\u0932\u093e\u0908 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0915\u093f\u0924\u0928\u093e \u0907\u0902\u0924\u091c\u093c\u093e\u0930 \u0915\u0930\u0947\u0902?<\/strong><br>\u0915\u092e \u0938\u0947 \u0915\u092e 3\u20136 \u092e\u0939\u0940\u0928\u0947, \u0914\u0930 \u0907\u0938 \u0926\u094c\u0930\u093e\u0928 PayMe \u0915\u093e Credit Assist \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0947\u0902\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><span class=\"ez-toc-section\" id=\"%e0%a4%a8%e0%a4%bf%e0%a4%b7%e0%a5%8d%e0%a4%95%e0%a4%b0%e0%a5%8d%e0%a4%b7-%e0%a4%b0%e0%a4%bf%e0%a4%9c%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%b6%e0%a4%a8-%e0%a4%85%e0%a4%82%e0%a4%a4-%e0%a4%a8%e0%a4%b9%e0%a5%80%e0%a4%82-%e0%a4%8f%e0%a4%95-%e0%a4%b8%e0%a5%80%e0%a4%96-%e0%a4%b9%e0%a5%88\"><\/span>\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937: \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0905\u0902\u0924 \u0928\u0939\u0940\u0902, \u090f\u0915 \u0938\u0940\u0916 \u0939\u0948<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0932\u094b\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0906\u092a\u0915\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0915\u094b \u0938\u0940\u0927\u0947 \u0928\u0939\u0940\u0902 \u0917\u093f\u0930\u093e\u0924\u093e \u2014 \u092c\u0932\u094d\u0915\u093f \u092f\u0939 \u092c\u0924\u093e\u0924\u093e \u0939\u0948 \u0915\u093f \u0915\u093f\u0928 \u091a\u0940\u091c\u094b\u0902 \u092e\u0947\u0902 \u0938\u0941\u0927\u093e\u0930 \u0915\u0940 \u091c\u093c\u0930\u0942\u0930\u0924 \u0939\u0948\u0964<br>\u0905\u0917\u0930 \u0906\u092a\u0915\u093e CIBIL \u0938\u094d\u0915\u094b\u0930 \u0915\u092e \u0939\u0948 \u092f\u093e \u0906\u0935\u0947\u0926\u0928 \u092c\u093e\u0930-\u092c\u093e\u0930 \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b \u0930\u0939\u0947 \u0939\u0948\u0902, \u0924\u094b PayMe Credit Assist \u0906\u092a\u0915\u0940 \u0930\u093e\u0939 \u0906\u0938\u093e\u0928 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u092f\u0939 \u0928 \u0938\u093f\u0930\u094d\u092b\u093c \u0906\u092a\u0915\u0940 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u0915\u093e \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0923 \u0915\u0930\u0924\u093e \u0939\u0948, \u092c\u0932\u094d\u0915\u093f \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0938\u092e\u093e\u0927\u093e\u0928 \u0914\u0930 \u090f\u0915\u094d\u0938\u092a\u0930\u094d\u091f \u0917\u093e\u0907\u0921\u0947\u0902\u0938 \u0926\u0947\u0915\u0930 \u0906\u092a\u0915\u094b \u0932\u094b\u0928 \u0905\u092a\u094d\u0930\u0942\u0935\u0932 \u0915\u0947 \u090f\u0915 \u0915\u0926\u092e \u0914\u0930 \u0915\u0930\u0940\u092c \u0932\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u091c\u092c \u0915\u093f\u0938\u0940 \u092c\u0948\u0902\u0915 \u092f\u093e \u0932\u0947\u0902\u0921\u0930 \u0906\u092a\u0915\u093e \u0932\u094b\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0915\u0930 \u0926\u0947\u0924\u093e \u0939\u0948, \u0924\u094b \u0928\u093f\u0930\u093e\u0936\u093e \u0939\u094b\u0928\u093e \u0938\u094d\u0935\u093e\u092d\u093e\u0935\u093f\u0915 \u0939\u0948 \u2014 \u0916\u093e\u0938\u0915\u0930 \u0924\u092c \u091c\u092c \u0906\u092a\u0915\u094b \u092a\u0948\u0938\u094b\u0902 \u0915\u0940 \u0924\u0941\u0930\u0902\u0924 \u091c\u093c\u0930\u0942\u0930\u0924 \u0939\u094b\u0964 \u0910\u0938\u0947 \u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0938\u0935\u093e\u0932 \u092f\u0939\u0940 \u0939\u094b\u0924\u093e \u0939\u0948: \u0915\u094d\u092f\u093e \u0932\u094b\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0938\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u092a\u0930 \u0905\u0938\u0930 \u092a\u0921\u093c\u0924\u093e \u0939\u0948? \u0928\u0939\u0940\u0902, \u0932\u094b\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0938\u0947 \u0906\u092a\u0915\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0938\u0940\u0927\u0947 \u0924\u094c\u0930 \u092a\u0930 \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":339263,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"\u0915\u094d\u092f\u093e \u0932\u094b\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0938\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u092a\u0930 \u0905\u0938\u0930 \u092a\u0921\u093c\u0924\u093e \u0939\u0948?","_seopress_titles_desc":"\u0915\u094d\u092f\u093e \u0932\u094b\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0906\u092a\u0915\u0940 CIBIL \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u092e\u0947\u0902 \u0926\u093f\u0916\u0924\u093e \u0939\u0948? \u091c\u093e\u0928\u093f\u090f \u0907\u0938\u0915\u093e \u0905\u0938\u0932\u0940 \u0905\u0938\u0930, \u0932\u094b\u0928 \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0915\u0947 \u0915\u093e\u0930\u0923, \u0914\u0930 \u0905\u092a\u0928\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0915\u094b \u092c\u0947\u0939\u0924\u0930 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0938\u094d\u092e\u093e\u0930\u094d\u091f \u0924\u0930\u0940\u0915\u0947 \u2014 PayMe \u0915\u0947 \u0938\u093e\u0925\u0964","_seopress_robots_index":"","_seopress_analysis_target_kw":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[489,264],"tags":[544],"class_list":{"0":"post-339254","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-loan-hi","8":"category-cibil-hi","9":"tag-544"},"blocksy_meta":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.paymeindia.in\/blog\/wp-content\/uploads\/2025\/11\/loan-rejection-affect-credit-score.jpg?fit=1205%2C701&ssl=1","jetpack_sharing_enabled":true,"jetpack-related-posts":[],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.paymeindia.in\/blog\/hi\/wp-json\/wp\/v2\/posts\/339254","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paymeindia.in\/blog\/hi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.paymeindia.in\/blog\/hi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.paymeindia.in\/blog\/hi\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paymeindia.in\/blog\/hi\/wp-json\/wp\/v2\/comments?post=339254"}],"version-history":[{"count":5,"href":"https:\/\/www.paymeindia.in\/blog\/hi\/wp-json\/wp\/v2\/posts\/339254\/revisions"}],"predecessor-version":[{"id":339259,"href":"https:\/\/www.paymeindia.in\/blog\/hi\/wp-json\/wp\/v2\/posts\/339254\/revisions\/339259"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.paymeindia.in\/blog\/hi\/wp-json\/wp\/v2\/media\/339263"}],"wp:attachment":[{"href":"https:\/\/www.paymeindia.in\/blog\/hi\/wp-json\/wp\/v2\/media?parent=339254"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.paymeindia.in\/blog\/hi\/wp-json\/wp\/v2\/categories?post=339254"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.paymeindia.in\/blog\/hi\/wp-json\/wp\/v2\/tags?post=339254"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}