{"id":308082,"date":"2025-05-22T06:29:26","date_gmt":"2025-05-22T06:29:26","guid":{"rendered":"https:\/\/www.paymeindia.in\/blog\/?p=308082"},"modified":"2025-09-22T06:38:57","modified_gmt":"2025-09-22T06:38:57","slug":"check-personal-loan-balance","status":"publish","type":"post","link":"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/","title":{"rendered":"How to Check Personal Loan Balance in India (All Major Banks &#038; NBFCs Covered)"},"content":{"rendered":"<p>Keeping track of your personal loan balance is crucial for effective financial planning. You may maintain control by routinely reviewing your loan balance, whether it\u2019s for interest payment tracking, EMI management, or making sure your tax returns are accurate.<\/p>\n<p>Furthermore, keeping an eye on your loan account will help you avoid missing payments, which will lower your CIBIL score.<\/p>\n<p>We go over how to check the balance of your <a href=\"https:\/\/www.paymeindia.in\/personal-loan\/\">personal loan<\/a> with India\u2019s major banks &amp; NBFCs; from mobile banking apps to SMS service and customer support, we break down all available methods for both digital-savvy users and those who prefer offline solutions.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#ways-to-check-personal-loan-balance-in-india\" >Ways to Check Personal Loan Balance in India<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#1-mobile-banking-apps\" >1. Mobile Banking Apps<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#2-internet-banking-customer-portals\" >2. Internet Banking \/ Customer Portals<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#3-sms-missed-call-services\" >3. SMS \/ Missed Call Services<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#sms\" >SMS:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#missed-call-option-if-available\" >Missed Call Option (If available)<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#4-customer-support-chatbot-email\" >4. Customer Support \/ Chatbot \/ Email<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#call-customer-care\" >Call Customer Care:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#chat-with-a-chatbot\" >Chat with a Chatbot:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#send-an-email-request\" >Send an Email Request:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#5-visiting-branch-or-agent-for-offline-loans-or-rural-nbfcs\" >5. Visiting Branch or Agent (For offline loans or rural NBFCs)<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#banknbfc-wise-breakdown\" >Bank\/NBFC-wise Breakdown:<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#1-how-to-check-personal-loan-balance-in-hdfc-bank\" >1. How to Check Personal Loan Balance in HDFC Bank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#2-how-to-check-personal-loan-balance-in-icici-bank\" >2. How to Check Personal Loan Balance in ICICI Bank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#3-how-to-check-personal-loan-balance-in-axis-bank\" >3. How to Check Personal Loan Balance in Axis Bank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#4-how-to-check-personal-loan-balance-in-bajaj-finserv\" >4. How to Check Personal Loan Balance in Bajaj Finserv<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#5-how-to-check-personal-loan-balance-in-payme-india\" >5. How to Check Personal Loan Balance in PayMe India<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#6-how-to-check-personal-loan-balance-in-citibank\" >6. How to Check Personal Loan Balance in Citibank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#7-how-to-check-personal-loan-balance-in-yes-bank\" >7. How to Check Personal Loan Balance in Yes Bank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#8-how-to-check-personal-loan-balance-in-standard-chartered-bank\" >8. How to Check Personal Loan Balance in Standard Chartered Bank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#9-how-to-check-personal-loan-balance-in-sbi\" >9. How to Check Personal Loan Balance in SBI<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#10-how-to-check-personal-loan-balance-in-kotak-mahindra-bank\" >10. How to Check Personal Loan Balance in Kotak Mahindra Bank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#11-how-to-check-personal-loan-balance-in-indian-bank\" >11. How to Check Personal Loan Balance in Indian Bank<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#how-to-download-personal-loan-emi-or-interest-statement\" >How to Download Personal Loan EMI or Interest Statement<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#these-statements-are-helpful-for-tracking-finances-applying-for-visas-and-filing-taxes\" >These statements are helpful for tracking finances, applying for visas, and filing taxes.<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#1-apps-portals\" >1. Apps &amp; Portals:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#2-email-or-customer-support\" >2. Email or Customer Support:<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#common-issues-while-checking-the-balance-from-the-loan-account\" >Common Issues while checking the balance from the loan account:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#tips-for-smarter-loan-management\" >Tips for Smarter Loan Management<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#comparison-of-all-banks-providing-personal-loan-balance-access\" >Comparison of All Banks Providing Personal Loan Balance Access<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/www.paymeindia.in\/blog\/check-personal-loan-balance\/#faqs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"ways-to-check-personal-loan-balance-in-india\"><\/span>Ways to Check Personal Loan Balance in India<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1-mobile-banking-apps\"><\/span>1. Mobile Banking Apps<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>The majority of banks &amp; NBFCs provide specialized mobile applications that give you access to real-time loan information, such as the interest paid, EMI schedule, and outstanding balance.<\/li>\n<li>Steps (generic):<\/li>\n<\/ul>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol>\n<li>Open the mobile banking app from your bank or NBFC and log in.<\/li>\n<li>Go to the \u201cPersonal Loan\u201d or \u201cLoans\u201d section.<\/li>\n<li>To see the amount, EMI information, and payment history, choose your loan account.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<h3><span class=\"ez-toc-section\" id=\"2-internet-banking-customer-portals\"><\/span>2. Internet Banking \/ Customer Portals<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>If you prefer using a laptop or desktop, you can check your loan details through your lender\u2019s website.<\/li>\n<li>Steps to check via Internet Banking:<\/li>\n<\/ul>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol>\n<li>Visit the official website of your Bank or NBFC.<\/li>\n<li>Enter your password and user ID to access NetBanking. If you don\u2019t have NetBanking, you may need to register.<\/li>\n<li>Locate the \u201cLoans\u201d or \u201cMy Accounts\u201d area after logging in is complete.<\/li>\n<li>Choose your Loan Account: To see your outstanding balance, interest information, and payment history, click on your loan.<\/li>\n<li>Download statements (Optional): You can download the loan statement for record-keeping or tax purposes if necessary.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<h3><span class=\"ez-toc-section\" id=\"3-sms-missed-call-services\"><\/span>3. SMS \/ Missed Call Services<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>To verify loan details, some lenders use a missed call or SMS service. When you don&#8217;t have internet access, this is helpful.<\/li>\n<li>Steps to check Personal loan balance via SMS or Missed Call:\n<ol>\n<li>\n<h4><span class=\"ez-toc-section\" id=\"sms\"><\/span>SMS:<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ol>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ol>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Check with your lender for the official SMS format or missed call number<\/li>\n<li>Send an SMS of the term \u201cLOAN BAL\u201d from your registered mobile number to a bank\u2019s or NBFC service number.<\/li>\n<li>\u00a0The Bank\/NBFC will send an SMS with your loan balance and EMI details<\/li>\n<\/ul>\n<\/li>\n<li>\n<h4><span class=\"ez-toc-section\" id=\"missed-call-option-if-available\"><\/span>Missed Call Option (If available)<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ol>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Dial lenders missed call number from your registered mobile number<\/li>\n<li>You will receive an SMS with your loan balance smoothly<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"4-customer-support-chatbot-email\"><\/span>4. Customer Support \/ Chatbot \/ Email<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>If your loan details don&#8217;t appear in Mobile banking or Net banking, or you need additional clarification, contacting customer support is a good option<\/li>\n<li>Ways to check loan balance via customer support:<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ol>\n<li>\n<h4><span class=\"ez-toc-section\" id=\"call-customer-care\"><\/span>Call Customer Care:<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ol>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Dial your bank\u2019s or NBFC\u2019s customer care<\/li>\n<li>Verify your identity by providing your loan details, DOB, or registered mobile number<\/li>\n<li>Ask for your outstanding loan balance<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ol start=\"2\">\n<li>\n<h4><span class=\"ez-toc-section\" id=\"chat-with-a-chatbot\"><\/span>Chat with a Chatbot:<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ol>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Many banks have chatbots on their websites or mobile apps; you can type in any questions like \u201cCheck my loan balance\u201d to receive an immediate response<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ol start=\"3\">\n<li>\n<h4><span class=\"ez-toc-section\" id=\"send-an-email-request\"><\/span>Send an Email Request:<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ol>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Email customer support with your loan details<\/li>\n<li>The bank or NBFC will reply with your loan balance and statement<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"5-visiting-branch-or-agent-for-offline-loans-or-rural-nbfcs\"><\/span>5. Visiting Branch or Agent (For offline loans or rural NBFCs)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>For those who have offline loans (such as loans from cooperative societies, local NBFCs, or rural banks).<\/li>\n<li>Steps to check loan account details:<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol>\n<li style=\"list-style-type: none;\">\n<ol>\n<li>Visit the nearest branch of your lender<\/li>\n<li>Keep your loan account information with you (ID, passbook, or loan account number)<\/li>\n<li>Ask a bank representative to look up the balance of your outstanding loan<\/li>\n<li>Get a printed statement (if required)<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<h2><span class=\"ez-toc-section\" id=\"banknbfc-wise-breakdown\"><\/span>Bank\/NBFC-wise Breakdown:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h4><span class=\"ez-toc-section\" id=\"1-how-to-check-personal-loan-balance-in-hdfc-bank\"><\/span>1. How to Check Personal Loan Balance in HDFC Bank<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ol>\n<li>NetBanking: Visit the official <a href=\"https:\/\/www.hdfcbank.com\/\">website<\/a>. Check your Personal Loan Summary after logging in and going to the Loans area.<\/li>\n<li>Mobile App: To view loan data, launch the HDFC Mobile App and go to the <a href=\"https:\/\/www.hdfcbank.com\/personal\/ways-to-bank\/mobilebanking\/hdfc-bank-mobilebanking-app\">Personal Loan Dashboard<\/a>.<\/li>\n<li>SMS: To obtain loan balance information by SMS, send &#8220;BAL&#8221; to 5676712.<\/li>\n<li>Customer service: For help with your loan balance, call 1800 202 6161.<\/li>\n<\/ol>\n<h4><span class=\"ez-toc-section\" id=\"2-how-to-check-personal-loan-balance-in-icici-bank\"><\/span>2. How to Check Personal Loan Balance in ICICI Bank<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ol>\n<li><b>iMobile App<\/b>: To examine the balance in <a href=\"https:\/\/www.icicibank.com\/mobile-banking\/download\">ICICI bank<\/a>, launch the app and select Accounts &gt; Loans &gt; Personal Loan.<\/li>\n<li><b>NetBanking<\/b>: Go to the loans area, log in, and choose <a href=\"https:\/\/www.icicibank.com\/personal-banking\/insta-banking\/internet-banking\">View Loan Account<\/a>.<\/li>\n<li><b>SMS<\/b>: To obtain the loan balance by SMS, send &#8220;IBAL&#8221; to 9215676766.<\/li>\n<li><b>Customer service<\/b>: For questions about your loan balance, call 1860 120 7777.<\/li>\n<\/ol>\n<h4><span class=\"ez-toc-section\" id=\"3-how-to-check-personal-loan-balance-in-axis-bank\"><\/span>3. How to Check Personal Loan Balance in Axis Bank<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ol>\n<li><b>Axis Mobile App<\/b>: To check the balance, open the app and navigate to the <a href=\"https:\/\/www.axisbank.com\/bank-smart\/open-by-axis-bank\/get-started\">Loan Account<\/a> area.<\/li>\n<li><b>Internet Banking<\/b>: To view a <a href=\"https:\/\/www.axisbank.com\/bank-smart\/internet-banking\/getting-started\">loan summary<\/a>, log in and select Loans &gt; View Details.<\/li>\n<li><b>Customer service<\/b>: For help, dial 1860-419-5555.<\/li>\n<\/ol>\n<h4><span class=\"ez-toc-section\" id=\"4-how-to-check-personal-loan-balance-in-bajaj-finserv\"><\/span>4. How to Check Personal Loan Balance in Bajaj Finserv<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ol>\n<li>\u00a0<b>Bajaj FinServ App<\/b>: Launch the app, pick your Personal Loan under <a href=\"https:\/\/www.bajajfinserv.in\/3-in-1-webpage\">My Loans<\/a>.<\/li>\n<li><b>Customer Portal<\/b>: To view loan data, go to <a href=\"https:\/\/www.bajajfinserv.in\/myaccountlogin\/\">my account<\/a>.<\/li>\n<li><b>Customer service<\/b>: For loan inquiries, call 08698010101.<\/li>\n<\/ol>\n<h4><span class=\"ez-toc-section\" id=\"5-how-to-check-personal-loan-balance-in-payme-india\"><\/span>5. How to Check Personal Loan Balance in PayMe India<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ol>\n<li>\u00a0<b>PayMe App<\/b>: Launch the app, then use the <a href=\"https:\/\/www.paymeindia.in\/personal-loan-app\/\">Dashboard<\/a> to view your loan balance.<\/li>\n<li>\u00a0<b>Customer Portal<\/b>: To view loan details, log in to the <a href=\"https:\/\/web.paymeindia.in\/\">official portal<\/a>.<\/li>\n<li>\u00a0<b>Help<\/b>: Email or chat is used to answer questions.<\/li>\n<li>\u00a0<b>Quickest Method<\/b>: Checking the balance is fastest when done through the <a href=\"https:\/\/www.paymeindia.in\/personal-loan-app\/\">PayMe App<\/a>.<\/li>\n<\/ol>\n<h4><span class=\"ez-toc-section\" id=\"6-how-to-check-personal-loan-balance-in-citibank\"><\/span>6. How to Check Personal Loan Balance in Citibank<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ol>\n<li><b>Citi Mobile App<\/b>: To view the balance, open the<a href=\"https:\/\/www.citi.com\/banking\/citi-mobile-app-download\/landing\"> C<\/a><a href=\"https:\/\/www.citi.com\/banking\/citi-mobile-app-download\/landing\">itibank app<\/a>, then select Accounts &gt; Loan.<\/li>\n<li><b>Online Banking<\/b>: Visit the Loan Section after logging into <a href=\"https:\/\/www.citi.com\/login\">Citibank Online<\/a>.<\/li>\n<li><b>Customer service<\/b>: For questions about loans, call 1860 210 2484.<\/li>\n<\/ol>\n<h4><span class=\"ez-toc-section\" id=\"7-how-to-check-personal-loan-balance-in-yes-bank\"><\/span>7. How to Check Personal Loan Balance in Yes Bank<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ol>\n<li><b>Yes Mobile App<\/b>: Launch the app or visit the <a href=\"https:\/\/www.yesbank.in\/digital-banking\/mobile-solutions\/iris-mobile-app\">website<\/a>, then select the Loans area.<\/li>\n<li><b>Net Banking<\/b>: To view balance information, log in and go to <a href=\"https:\/\/www.yesbank.in\/digital-banking\/online-banking\/netbanking-services\">My Loans<\/a>.<\/li>\n<li><b>Customer service<\/b>: For financial assistance, call 1800 1200.<\/li>\n<\/ol>\n<h4><span class=\"ez-toc-section\" id=\"8-how-to-check-personal-loan-balance-in-standard-chartered-bank\"><\/span>8. How to Check Personal Loan Balance in Standard Chartered Bank<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ol>\n<li><b>SC Mobile App<\/b>: Open the app and navigate to the <a href=\"https:\/\/www.sc.com\/in\/bank-with-us\/sc-mobile-app\/\">Loans Dashboard<\/a>.<\/li>\n<li><b>Internet Banking<\/b>: Sign in and look at the balance on the <a href=\"https:\/\/www.sc.com\/in\/bank-with-us\/online-banking\">Loan Overview page<\/a>.<\/li>\n<li><b>Customer service<\/b>: For assistance, dial 1800 345 1000.<\/li>\n<\/ol>\n<h4><span class=\"ez-toc-section\" id=\"9-how-to-check-personal-loan-balance-in-sbi\"><\/span>9. How to Check Personal Loan Balance in SBI<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ol>\n<li><b>YONO App<\/b>: To examine the balance, visit the <a href=\"https:\/\/www.sbicard.com\/en\/personal\/benefits\/easy-access-channels\/yono.page\">YONO<\/a> website or launch the app and select Loans &gt; Personal Loan.<\/li>\n<li><b>Net Banking<\/b>: Go to the<a href=\"https:\/\/sbi.co.in\/web\/personal-banking\/yono\"> Loan Summary<\/a> area after logging in.<\/li>\n<li><b>SMS<\/b>: For a quick loan balance, send &#8220;BAL&#8221; to 9223766666.<\/li>\n<li><b>Customer service<\/b>: For loan-related questions, call 1800 1234.<\/li>\n<\/ol>\n<h4><span class=\"ez-toc-section\" id=\"10-how-to-check-personal-loan-balance-in-kotak-mahindra-bank\"><\/span>10. How to Check Personal Loan Balance in Kotak Mahindra Bank<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ol>\n<li><b>Kotak 811 App<\/b>: Launch the app and navigate to the Loans area.<\/li>\n<li><b>Net Banking<\/b>: Go to the Loan Account after logging in.<\/li>\n<li>SMS: For loan balance information, send &#8220;BAL&#8221; to 9971056767.<\/li>\n<li>Call: For customer service, dial 1860 266 2666.<\/li>\n<\/ol>\n<h4><span class=\"ez-toc-section\" id=\"11-how-to-check-personal-loan-balance-in-indian-bank\"><\/span>11. How to Check Personal Loan Balance in Indian Bank<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ol>\n<li>Indian Bank App: Launch the app, then select Loan Account or visit the <a href=\"https:\/\/www.indianbank.in\/departments\/indsmart\/\">website<\/a>.<\/li>\n<li>NetBanking: Access the <a href=\"https:\/\/www.indianbank.net.in\/\">Loan Summary <\/a>by logging in.<\/li>\n<li>Customer service: For questions about loans, call 1800 425 00000.<\/li>\n<\/ol>\n<h2><span class=\"ez-toc-section\" id=\"how-to-download-personal-loan-emi-or-interest-statement\"><\/span><strong>How to Download Personal Loan EMI or Interest Statement<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"padding-left: 40px; text-align: left;\">The majority of banks and financial organisations offer the ability to get interest or EMI statements for personal loans through their mobile apps or online banking portals.<\/p>\n<h3 style=\"padding-left: 40px;\"><span class=\"ez-toc-section\" id=\"these-statements-are-helpful-for-tracking-finances-applying-for-visas-and-filing-taxes\"><\/span><strong>These statements are helpful for tracking finances, applying for visas, and filing taxes.<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h4 style=\"padding-left: 40px;\"><span class=\"ez-toc-section\" id=\"1-apps-portals\"><\/span><strong>1. Apps &amp; Portals:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Most of the lenders provide downloadable PDFs via their official websites or banking apps.<\/li>\n<li>In your account section, look for options such as \u201cEMI Details\u201d or \u201cLoan Statements\u201d.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h4 style=\"padding-left: 40px;\"><span class=\"ez-toc-section\" id=\"2-email-or-customer-support\"><\/span><strong>2. Email or Customer Support:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Upon request, several banks may provide statements by email<\/li>\n<li>If the option isn\u2019t available online, you can get in touch with customer service<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"common-issues-while-checking-the-balance-from-the-loan-account\"><\/span><strong>Common Issues while checking the balance from the loan account:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>Loan Account Not Linked to Net Banking: Verify that your loan account is connected to your net banking profile if you are unable to view your loan data.<\/li>\n<li>Several Customer IDs or cell numbers: The loan details might not show up under your current profile if you have several customer IDs or if your cell number has changed.<\/li>\n<li>EMI Paid but Not Updated: EMI payments, particularly those made via third-party apps, can occasionally take some time to appear.<\/li>\n<li>Problems with Joint Loan Access: Unless specifically permitted, co-applicants could not always have direct access to loan information.<\/li>\n<\/ul>\n<p><strong>Also, read: <\/strong><a href=\"https:\/\/www.paymeindia.in\/blog\/personal-loan-balance-transfer\/\">Personal Loan Balance Transfer<\/a> (Details)<\/p>\n<h2><span class=\"ez-toc-section\" id=\"tips-for-smarter-loan-management\"><\/span><strong>Tips for Smarter Loan Management<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>Enable autopay or set up reminders to help you remember to make EMI payments.<\/li>\n<li>Monitor Total Interest Paid: Analysing interest payments on a regular basis aids in refinancing or prepayment planning.<\/li>\n<li>Make Use of Prepayment Features: A lot of banks provide partial prepayments at no additional cost, which lowers the overall interest load.<\/li>\n<li>Obtain the most recent statements prior to loan closing: Get a no-dues certificate and make sure all outstanding payments have been paid before completing loan closure.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"comparison-of-all-banks-providing-personal-loan-balance-access\"><\/span>Comparison of All Banks Providing Personal Loan Balance Access<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table width=\"551\">\n<tbody>\n<tr>\n<td width=\"110\"><strong>\u00a0 Institution<\/strong><\/td>\n<td style=\"text-align: center;\" width=\"110\"><strong>App Access<\/strong><\/td>\n<td style=\"text-align: center;\" width=\"110\"><strong>Net banking<\/strong><\/td>\n<td style=\"text-align: center;\" width=\"110\"><strong>SMS<\/strong><\/td>\n<td style=\"text-align: center;\" width=\"110\"><strong>Customer Support<\/strong><\/td>\n<\/tr>\n<tr style=\"padding-left: 40px;\">\n<td style=\"text-align: center;\" width=\"110\">HDFC Bank<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">1800 2600<\/td>\n<\/tr>\n<tr style=\"padding-left: 40px;\">\n<td style=\"text-align: center;\" width=\"110\">ICICI Bank<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">1800 1080<\/td>\n<\/tr>\n<tr style=\"padding-left: 40px;\">\n<td style=\"text-align: center;\" width=\"110\">Axis Bank<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">1800 103 5577<\/td>\n<\/tr>\n<tr style=\"padding-left: 40px;\">\n<td style=\"text-align: center;\" width=\"110\">Bajaj FinServ<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">08698010101<\/td>\n<\/tr>\n<tr style=\"padding-left: 40px;\">\n<td style=\"text-align: center;\" width=\"110\">Citi Bank<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">1860 210 2484<\/td>\n<\/tr>\n<tr style=\"padding-left: 40px;\">\n<td style=\"text-align: center;\" width=\"110\">Yes Bank<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">1800 1200<\/td>\n<\/tr>\n<tr style=\"padding-left: 40px;\">\n<td style=\"text-align: center;\" width=\"110\">Standard Chartered<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">632 8867888<\/td>\n<\/tr>\n<tr style=\"padding-left: 40px;\">\n<td style=\"text-align: center;\" width=\"110\">SBI<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">1800 11 2211<\/td>\n<\/tr>\n<tr style=\"padding-left: 40px;\">\n<td style=\"text-align: center;\" width=\"110\">Kotak Bank<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">1860 266 2666<\/td>\n<\/tr>\n<tr style=\"padding-left: 40px;\">\n<td style=\"text-align: center;\" width=\"110\">Indian Bank<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">\u2705<\/td>\n<td style=\"text-align: center;\" width=\"110\">1800 425 00000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"faqs\"><\/span><strong>FAQs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Can I check my personal loan balance via UPI apps like PhonePe?<\/strong><\/li>\n<\/ul>\n<p style=\"padding-left: 40px;\"><strong>Ans:<\/strong> No, personal loan balance information is not available on the majority of UPI apps. You must check via customer service, mobile banking apps, or net banking.<\/p>\n<ul>\n<li><strong>Why is my EMI not reflected in my account?<\/strong><\/li>\n<\/ul>\n<p style=\"padding-left: 40px;\"><strong>Ans:<\/strong> It may take 24 to 48 hours for EMI payments to update. Check with your bank to see if the payment was handled appropriately if it has been delayed past this point.<\/p>\n<ul>\n<li><strong>Can co-applicants also access the balance?<\/strong><\/li>\n<\/ul>\n<p style=\"padding-left: 40px;\"><strong>Ans:<\/strong> This depends on the bank. Some lenders enable co-applicants to view loan information, while others require principal borrowers to provide access.<\/p>\n<ul>\n<li><strong>Is there a charge for downloading personal loan statements?<\/strong><\/li>\n<\/ul>\n<p style=\"padding-left: 40px;\"><strong>Ans:<\/strong> Generally, banks offer free PDF downloads via applications or internet banking. However, there may be a small price if you request a physical copy or contact customer service.<\/p>\n<ul>\n<li><strong>Can I pre-close a personal loan directly from the app?<\/strong><\/li>\n<\/ul>\n<p style=\"padding-left: 40px;\"><strong>Ans:<\/strong> Some banks offer loan pre-closure via their applications, while others may require a visit to the branch. Always check for foreclosure fees before proceeding.<\/p>\n<p><strong>Also read,<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/www.paymeindia.in\/blog\/why-cibil-score-matters-for-personal-loans\/\">Why CIBIL Score Matters for Personal Loans?<\/a><\/li>\n<li><a href=\"https:\/\/www.paymeindia.in\/blog\/personal-loans-for-financial-planning\/\">Loans: A Key Tool for Managing Your Finances\u00a0<\/a><\/li>\n<li><a href=\"https:\/\/www.paymeindia.in\/blog\/types-of-personal-loan\/\">Different Types of Personal Loans Available in India<\/a><\/li>\n<li><a href=\"https:\/\/www.paymeindia.in\/blog\/cibil-score-for-personal-loan\/\">CIBIL Score for Personal Loan: Understanding CIBIL Score for Personal Loan Approval<\/a><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Keeping track of your personal loan balance is crucial for effective financial planning. You may maintain control by routinely reviewing your loan balance, whether it\u2019s for interest payment tracking, EMI management, or making sure your tax returns are accurate. Furthermore, keeping an eye on your loan account will help you avoid missing payments, which will [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":309809,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"none","_seopress_titles_title":"How to Check Personal Loan Balance (Major Banks & NBFCs)","_seopress_titles_desc":"Check Personal Loan Balance: How to Check Personal Loan Balance in India. \u2713 Check balance in HDFC, ICICI, Axis, Bajaj Finserv, PayMe, City, SBI, SCB, etc.","_seopress_robots_index":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8],"tags":[530],"class_list":{"0":"post-308082","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-loan","8":"tag-how-to-check-personal-loan-balance"},"blocksy_meta":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.paymeindia.in\/blog\/wp-content\/uploads\/2025\/05\/pl-.jpg?fit=1024%2C597&ssl=1","jetpack_sharing_enabled":true,"jetpack-related-posts":[],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.paymeindia.in\/blog\/wp-json\/wp\/v2\/posts\/308082","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paymeindia.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.paymeindia.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.paymeindia.in\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paymeindia.in\/blog\/wp-json\/wp\/v2\/comments?post=308082"}],"version-history":[{"count":6,"href":"https:\/\/www.paymeindia.in\/blog\/wp-json\/wp\/v2\/posts\/308082\/revisions"}],"predecessor-version":[{"id":311468,"href":"https:\/\/www.paymeindia.in\/blog\/wp-json\/wp\/v2\/posts\/308082\/revisions\/311468"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.paymeindia.in\/blog\/wp-json\/wp\/v2\/media\/309809"}],"wp:attachment":[{"href":"https:\/\/www.paymeindia.in\/blog\/wp-json\/wp\/v2\/media?parent=308082"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.paymeindia.in\/blog\/wp-json\/wp\/v2\/categories?post=308082"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.paymeindia.in\/blog\/wp-json\/wp\/v2\/tags?post=308082"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}