58 articles published
Loan rejected despite having a steady income? Around 30–40% of first-time borrowers in India face this issue due to no credit history. If you’re stuck...
Missing an EMI or settling a loan can drop your score fast, sometimes by 50–100+ points. If you’re worried about recovery, you’re not alone. Many user...
Introduction Around 30–40% of borrowers in India face challenges due to a low CIBIL score, making loan approvals difficult during urgent financial nee...
Getting your loan rejected without a clear reason can be frustrating. In 2026, knowing your credit health is essential, and the first step is to check...
Over 30% of your credit score depends on usage behaviour, making credit limit increase credit score a common question among card users. Many wonder if...
Introduction Even one missed EMI can lower your score, making remove late payments from credit report a common concern for borrowers facing loan or ca...
You paid off your loan, received confirmation from the bank, and thought everything was settled. But when you checked your credit report, the loan was...
No loans, no credit card, but still want a strong credit score? Many people in India struggle to build credit history because they have never borrowed...
Introduction If you’ve ever tried getting a loan for low CIBIL score (below 650) and felt like hitting a wall, you’re not alone. Many people feel stuc...
In India, the classic credit assessment based on historical borrowing data has not only remained for a long time but also continued to limit the numbe...
A CIBIL score is a three-digit number ranging from 300 to 900 that reflects an individual’s creditworthiness based on past borrowing and repayment beh...
Credit reporting in 2026 is setting a new speed record. AI models that evaluate real-time behaviour, not merely past performance, increasingly dictate...