Personal Loan in Patna

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Instant personal loan online in Patna

Patna is the capital of Bihar and the largest city in the state. As in any large city, many people have several anticipated and unexpected expenses. These expenses could be for wedding, medical expenses, home renovation, an expensive purchase, or even funding travel dreams. Personal loans in Patna can be obtained from PayMe with flexible repayment tenures between 3 months and 36 months and for loan amounts up to INR 5 lakhs. PayMe, one of India's leading NBFCs, helps customers looking for quick financing solutions with attractive personal loan interest rates.

Instant personal loans in Patna can be easily obtained online with minimal formalities. PayMe personal loan EMI calculator gives a quick estimate of the monthly EMI you may have to pay given parameters such as interest rate, loan tenure, and loan amount. It helps you make an informed decision. You can change the loan tenure to get a suitable EMI and then apply online accordingly.

Why choose PayMe for urgent cash loans in Patna?

PayMe provides an instant personal loan in Patna to assist you in meeting your immediate or unexpected needs. You can apply for a personal loan in Patna for up to Rs. 5 lakhs with a simple repayment tenure of 3 to 36 months. The application process for an instant loan in Patna from PayMe is digital and convenient. Just fill out a simple loan application and submit it for evaluation. If the application matches our criteria, your loan application will be approved instantly, and the funds will be disbursed into your bank account within a few hours.

Here's what PayMe offers

We are committed to being a one-stop destination for personal loans in Patna. PayMe offers instant personal loans for several reasons, like paying off medical expenses, renovating a home, covering weddings, buying durable goods, covering travel expenses, or any other financial emergencies. You can apply for an instant personal loan of up to Rs. 5 lakhs in Patna after verifying your profile. The loan amount will be transferred directly to your bank account!

Benefits and features of a personal loan in Patna

Quick disbursal

PayMe offers quick disbursal of loans, which means that you can get your loan amount in your account within minutes of applying

Minimal documentation

PayMe requires minimal documentation for a loan application, which makes applying for a loan easy and hassle-free.

Convenient application

You can apply for a loan through PayMe mobile app, which is available on both iOS and Android platforms.

Low-Interest rates

PayMe offers competitive interest rates on personal loans, which can help keep the loan's overall cost low.

Flexible repayment options

PayMe offers flexible repayment options to its customers, making it easy for them to repay the loan at their convenience.

Easy eligibility criteria

PayMe has easy and simple eligibility criteria for a personal loan which makes it easy for customers to avail of personal loans.

100% Paperless application process

PayMe is one such platform that offers a 100% paperless application process for a personal loan. It means customers can only apply for a personal loan if they provide physical documents. All the information and document required for a loan application can be uploaded online or done through a mobile app, making the process easy and fast.

Instant approval

PayMe claims to offer instant approval on the personal loan application, which means that customers can apply for a personal loan and get an instant decision on their loan application. This can be a convenient option for borrowers who need funds quickly and want to get a loan approved on time.

What are the documents required for personal loans in Patna?

PayMe is committed to making the user's borrowing journey as smooth as possible. There is no heavy paperwork required. Just upload a few personal loan documents. Both salaried and self-employed individuals can avail themselves of instant cash loans. The documents required when you apply for a loan include KYC proof, income proof, business details, and a couple of other things.

Accepted Documents

Proof of identity
Proof of address
Proof of Age
Salary slips for the last three months (for salaried)
Bank statement for the previous three months
Income tax returns or form 16
Proof of income / financial statements (for self-employed)

Personal loan eligibility criteria in Patna

The personal loan eligibility calculator lets you know the maximum instant personal loan amount a borrower can avail of depending on their income and repayment capacity. Several factors will determine your loan eligibility, such as income, credit history, age, and other financial liabilities.

PayMe aims to fulfill your dreams and aspirations with an affordable personal loan. Therefore, our loan eligibility criteria are easy to comply with.

  • Age: From 21 to 58 years
  • Employment: Salaried & Self-employed
  • Minimal Income: More than 15000
  • Credit Score: 650+
  • Nationality: Indian

How do I apply for a personal loan online in Patna?

Getting an instant personal loan in Patna is quite simple. Here's how you can apply for a personal loan.

  • Register yourself on the PayMe app by entering your mobile number.
  • Upload your documents online and complete your KYC process.
  • Provide income proof documents like a bank statement, salary slip (for a salaried individual), or ITR (for self-employed).
  • The loan amount will be credited into your bank account the same day your loan is approved.