245 articles published
Your salary may have increased since your last loan, but so might your commitments. A car EMI, an education loan and a few purchases on installments c...
Learn how to remove a ‘Written Off’ status from your CIBIL report. Understand the repayment process, lender communication, dispute resolution, require...
A ‘suit filed’ remark on your CIBIL report can make getting a loan or credit card difficult. But what does it actually mean, and can it be removed? Un...
Personal Loan vs Line of Credit: Which one suits your needs? Explore the key differences in interest rates, repayment options, flexibility, and borrow...
Becoming a loan guarantor comes with financial and legal responsibilities. Learn what a loan guarantor is, how it can affect your CIBIL score, the ris...
A loan moratorium offers temporary relief from EMI payments, but interest may continue to accumulate. Learn how it works, its impact on loan repayment...
Have extra money to repay your loan? Compare part-payment, prepayment and foreclosure to understand what changes, what it costs and how to choose an o...
Understand the difference between flat and reducing interest rates, how each method affects your EMI and total loan cost, and which option may help yo...
Learn what APR in a personal loan means, how it differs from the interest rate, and how it helps you compare the actual cost of loan offers.
Introduction Remember your first salary? It felt like freedom, and then, somehow, it was gone within two weeks. Rent, a security deposit, that laptop...
What is IFSC Code? If you have ever transferred money online, you have definitely come across the term IFSC code. Whether you were sending money thro...
Filing your Income Tax Return (ITR) is one of the most important financial responsibilities for every earning individual in India. With the rise of di...