The Below Poverty Line (BPL) is a framework in India that sets the standard to identify the people who are surviving and living in extreme poverty. This helps to identify the people who need attention and access to various government…
GST, or Goods and Services Tax, is a unified tax system implemented in India in July 2017. It replaced multiple indirect taxes and impacted various industries, including the financial sector. In times of monetary crunch, a personal loan is a…
The government-run food security program, The Public Distribution System (PDS), is designed to provide essential commodities at subsidised rates. To implement this program, the state government has set up a system of Fair Price Shops (FPS) in every city. The…
Education is the base of progress, and empowering the youth of India with quality higher education is crucial for the country’s growth. However, for many hard-working students, a lack of funds can pose a significant challenge in pursuing higher studies.…
Secured and unsecured loans are two primary types of borrowing options available to consumers and businesses. Secured loans require collateral, such as property or savings, reducing lender risk, while unsecured loans rely solely on the borrower’s creditworthiness. Understanding these differences…
A loan against an LIC policy provides a viable financial solution for policyholders seeking to access funds without liquidating their investments. This secured loan option allows individuals to borrow against the surrender value of their life insurance corporation (LIC) policy,…
In the time of emergencies, the person requires immediate access to the funds. Emergencies like unexpected medical expenses, home repair, and educational expenses require sudden cash flow. During these times of cash crunch, the person wants hassle-free access to funds…
Applying for a credit card in India? Unsure what CIBIL score you need? Don’t worry, we’ve got you covered. While there’s no set minimum, a strong CIBIL score can significantly improve your chances of approval and unlock better credit card…
What is a Personal Loan for a Gift? Gifting is an excellent way to express your love and appreciation for those who matter most in your life. A gift loan can provide the financial support needed to purchase the perfect…
You must be logged in to post a comment.