Understanding Term Loan: Check Meaning, Types & Benefits
A term loan is a type of financial borrowing where the borrower gets a lump-sum amount and repays it in the form of instalments over…
NPHH Ration Card: Non-Priority Household Cards
The NPHH ration card, also known as the Non-Priority Household ration card, is classified under the Public Distribution System (PDS). It is issued to those…
BPL – Below Poverty Line in India: Meaning, Criteria, and Complete Guide
The Below Poverty Line (BPL) is a framework in India that sets the standard to identify the people who are surviving and living in extreme…
GST on Personal Loan: Minimize Costs with Expert Tips
GST, or Goods and Services Tax, is a unified tax system implemented in India in July 2017. It replaced multiple indirect taxes and impacted various…
APL Ration Card: Above Poverty Line Card Benefits, Full Details
The government-run food security program, The Public Distribution System (PDS), is designed to provide essential commodities at subsidised rates. To implement this program, the state…
Vidya Lakshmi Education Loan: Eligibility, Schemes Details, and Application Procedure via Portal
Education is the base of progress, and empowering the youth of India with quality higher education is crucial for the country’s growth. However, for many…
Difference Between Secured and Unsecured Loans
Secured and unsecured loans are two primary types of borrowing options available to consumers and businesses. Secured loans require collateral, such as property or savings,…
Loan Against LIC Policy
A loan against an LIC policy provides a viable financial solution for policyholders seeking to access funds without liquidating their investments. This secured loan option…
How to Get a Loan Against Fixed Deposit
In the time of emergencies, the person requires immediate access to the funds. Emergencies like unexpected medical expenses, home repair, and educational expenses require sudden…
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