In Bihar, a ration card is considered a vital document granting access to subsidised food grains from the government. This program aims to ensure food security for residents. Obtaining a ration card in Bihar can be done through either an…
Understanding the information included in your CIBIL report is crucial for managing your credit health. From decoding terms like “STD” to monitoring your payment history and credit score, knowing how to interpret and maintain your CIBIL report can positively impact…
A car loan is one of the major loans that is availed by Indians to make their dream come true of having one’s car. Offered by leading banks, the funds offered along with the car loan have to be used…
A credit rating is an essential factor that helps to assess the creditworthiness of a person or organisation. The score that is awarded to them by the agencies reflects their efficiency in paying back debts or fulfilling financial obligations. The…
The CIBIL score is a crucial factor influencing your financial well-being. It impacts your ability to secure loans, and credit cards, and even get the best insurance rates. In India, the credit score is determined by CIBIL (Credit Information Bureau…
The Uttar Pradesh (UP) Ration Card is a vital document for residents, ensuring access to affordable food staples like wheat and rice. Issued by the state government, it acts like a membership card in a subsidised food program. There are…
Unintentional slip-ups can significantly impact your credit score. Missing payments on loans or credit cards is a big one, as these stay on your report for years. Maxing out your credit limits can also be risky, thus showing your report…
While there’s no universally set minimum CIBIL score for a bike loan in India, it significantly impacts your eligibility and loan terms. Ideally, a score above 750. This range reflects a strong credit history, making you a highly attractive borrower…
A low CIBIL score due to loan defaults can significantly limit your access to personal loans. By exploring alternative lenders and strategies, you can still secure financing. You can also explore PayMe’s Credit Assist facility to improve your CIBIL score…
You must be logged in to post a comment.