Overview to SME Loan

SME stands for Small and Medium Enterprises. The loans are mostly given by banks and companies to startup owners, small business owners and women entrepreneurs. The loans are provided on a short-term basis and their duration may vary from lender to lender. These loans provide the SMEs with the necessary capital to start, operate, expand and manage their businesses.

Why should you choose us?

Eligibility Criteria

Your business should have been in operation for a minimum of 6 months.
Trusts, NGOs, and charitable institutions are not eligible. Only commercial enterprises that engage in revenue-generating activities.
Your business should not be on the blacklisted or excluded list for SBA finance.
Your business should have been in operation for a minimum of 6 months.
When borrowing money, lenders may ask for something valuable as a guarantee to protect themselves.


Swift Transition from planning to execution

A SME loan from PayMe allows you to easily enhance product marketing, and expand your network.

Manage and control your business

We do not take control of your credit policy as a condition for investment, allowing you to retain full control over your precious enterprise at all times.

Increase your market credibility

You can enhance your business's profitability, reflecting positively in your books, and gaining market goodwill and credibility.

Documents Required

12-month bank statement
PAN card details
Aadhar Card details
ITR filings
KYC information