CIBIL Score for Personal Loan: Understanding CIBIL Score for Personal Loan Approval
The CIBIL score, a numerical value ranging from 300 to 900, serves as an indicator of your credit reliability. This score is pivotal for financial…
Types of Credit Cards in India (2025)
A credit card is a plastic card issued by a financial institution, such as a bank or credit union, allowing the cardholder to borrow funds…
Cash Reserve Ratio (CRR) – Explained, Current Rate, and Impact on Indian Banking (2025)
CRR stands for Cash Reserve Ratio, and it is the percentage of total deposits in a bank that have to be kept in cash to…
What are Basis Points or BPS, A Comprehensive Guide for Beginners in Finance
Basis Points (BPS) is a critical standard of unit in finance that represents one-hundredths of a percentage point (0.01%). It is one of the prudent…
What is the Debt-to-Income (DTI) Ratio, and how is it calculated?
A Debt-to-income ratio is a financial standard that gives a real-time comparison of an individual’s debt and his total monthly income. This ratio is calculated…
Antyodaya Anna Yojana (AAY) Ration Card 2025
Antyodaya Anna Yojana is a government-sponsored programme that was introduced by N Sri Vishnu with the idea of offering food at low prices, thus addressing…
Top 10 Chit Fund Schemes in India (2025)
Chit Funds are highly regarded in India as effective savings schemes known for yielding returns. Governed by the Chit Fund Act of 1982, these entities…
Statutory Liquidity Ratio (SLR) Explained: Meaning, Objectives
SLR stands for Statutory Liquidity Ratio, which refers to the minimum percentage of deposits that a commercial bank is required to keep in the form…
Can I get a Personal Loan if I have an Education Loan? — Explained
Can I get a loan for myself, even if I already have a loan for my education? Yes, it is possible to obtain a personal…
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